Remember the post I wrote here about how to sock away some extra moolah? Well I followed my own advice (!) and removed my saved credit card number from Amazon! No more one-clicking for me!
I’ve found that setting a savings goal is really crucial to my success. For instance, I know that I want a new laptop (I’m a Mac girl, in case you want to know). By projecting some of my larger expenses through the year (getting my car worked on, paying off my credit card to ZERO), and establishing a dollar amount I think I can set aside each month, I know that I can get my new toy by August. Having that tangible goal in mind (and on the calender) really motivates me to stick an extra $20 in savings instead of spending it on a movie or book that I don’t really need (or another stupid workout dvd).
I’d promised myself that I wouldn’t buy a new computer until my credit card was totally paid off, and that encouraged me to remove the number from amazon. It was just TOO easy to click click click and spend $60. And despite my best intentions, I never did go “pay off that purchase right away”. I’ll probably still shop on Amazon, but each purchase will be well thought-out and require me to take my card out from lock-down and plan ahead.
What steps have you taken recently to save money, cut costs or be more fiscally accountable?
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I am doing the spending hiatus with gobs of bloggers and we are all saving tons of cash daily! Do you kno wabout that- See my blog I link back to it a few times. join in!
Taking my card number off of Amazon wouldn’t do me any good. I have the stinking number memorized…right down to the security code.
I use a spreadsheet where I track all of my purchases for the month. I have a column for each budget category (food, gas, mortgage, etc.) and one of those categories is savings. I act like putting money in savings at the beginning of the month is paying a bill, so I don’t question it or miss it later.
Good for you with the savings goals!
Miss Aimee – Wow! That’s pretty intense. I don’t know if I’m QUITE ready for it, but what a great idea! I think I’d need some time to mentally prepare
Laura – You are my money-saving idol. Maybe time to get a new card? Haha.